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Minnesota Legislature

New Law: Insurance claims law modernized

Published (7/15/2011)
By Kris Berggren
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Consumer insurance claims statutes written decades ago didn’t include insurance for products that hadn’t been invented such as cell phones and other portable electronic devices, much less computerized claims processing systems.

A new law brings insurance statutes covering portable electronics claims into the 21st century.

The law allows claims processors who are not licensed insurance adjusters, but are supervised by one, to enter data into an automated claims adjustment system. The computerized system is designed for data collection, calculation and final resolution of portable electronics insurance claims. A licensed adjuster may supervise up to

25 people for that purpose.

The law makes other clarifications about who is eligible to seek a Minnesota portable electronics claims adjuster license, including those with out-of-state licensure and residents of Canada under certain conditions.

The law, sponsored by Rep. Kurt Daudt (R-Crown) and Sen. Dave Thompson (R-Lakeville), takes effect Jan. 1, 2012.

HF1405*/ SF1125/CH95

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