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Fees, deeds and foreclosures (new law)

Published (5/30/2008)
By Brian Hogenson
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Provisions pertaining to the registrar of titles, transfer on death deeds and mortgage foreclosure are included in a new law.

One section of the law, sponsored by Rep. Debra Hilstrom (DFL-Brooklyn Center) and Sen. Mee Moua (DFL-St. Paul), outlines the fee structures for various titles and deeds and outlines where the collected fees will be distributed.

Another section of the law focuses on transfer on death deeds and outlines procedures for medical claims, taxes and beneficiary requirements.

Also included are provisions related to mortgage foreclosures that, among other things:

• requires a party foreclosing on a mortgage to provide information on foreclosure prevention counseling and a notice that the party will transmit the homeowner’s name, address and telephone number to an approved foreclosure prevention agency;

• states that a notice of foreclosure must include information about why you are receiving the notice, who the foreclosure prevention counseling agencies are and which agencies will be contacting you; and

• requires that a notice be given to those renting a property that is in foreclosure.

These provisions in the law are effective Aug. 1, 2008.


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