Discount for mature drivers clarified

Depending on their insurance policy, mature drivers may be eligible for a 10 percent premium discount if they take an eight-hour defensive driving course to help update their skills. However, a participant who loses the discount because they didn’t take a four-hour refresher course every three years may find they need to retake the eight-hour course again.

HF2441, approved by the House Commerce and Regulatory Reform Committee Feb. 28, would clarify state statute so that a person 58 years and older who successfully completes a retaking of the original course or a refresher course more than three years from the date the person last was eligible for the premium reduction is entitled to reinstatement.

Sponsored by Rep. Jenifer Loon (R-Eden Prairie) the bill awaits action by the full House.

The companion, SF1542, sponsored by Sen. Paul Gazelka (R-Brainerd), awaits action by the full Senate.