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Labor and Consumer Protection Division

NINTH MEETING

2007-2008 Regular Session - Friday, March 9, 2007

STATE OF MINNESOTA NINTH MEETING
HOUSE OF REPRESENTATIVES EIGHTY-FIFTH SESSION


LABOR AND CONSUMER PROTECTION DIVISION
of the
COMMERCE AND LABOR COMMITTEE

MINUTES



Representative Jim Davnie, Chair of the Division, called the ninth meeting to order at 10:08 A.M. on, March 9, 2007, in Room 5 of the State Office Building.

The Committee Legislative Assistant noted the roll.

Members present:
Davnie, Jim, Chair
Benson, John, Vice-Chair
Anderson, Sarah
Dittrich, Denise
Fritz, Patti
Gunther, Bob
Hornstein, Frank
Howes, Larry
Laine, Carolyn
Nelson, Michael
Peterson, Neil W.
Scalze, Bev
Shimanski, Ron
Swails, Marsha



Representative Davnie called the meeting to order at 10:08 A.M. A quorum was present.


HF0215 (Rukavina) No-fault auto insurance benefit terminations and denials regulated.

Representative Davnie moved approval of HF215 to pass and re-referred to the Commerce and Labor committee.

Testifying on the bill:
Peter Thrane, Leonard, Street and Deinard - State Farm Mutual Insurance

Representative Davnie moved HF215 recommend to pass and re-referred to the Commerce and Labor committee.
The motion prevailed.


Representative Shimanski moved approval of the March 5, 2007 minutes.
THE MOTION PREVAILED AND THE MINUTES ARE ADOPTED.

Representative Benson assumed the chair.

Representative Davnie introduced the following bills:

HF0387 (Clark) Predatory lending practices regulated, and remedies and criminal penalties provided.

HF0931 (Mullery) Predatory mortgage lending practices prohibited, and civil and criminal penalties imposed.

HF1004 (Davnie) Predatory mortgage lending practices prohibited.

Handout was given to division members, "Minnesota Attorney General's Fact Sheet".

Testifiers giving overview of the above bills:
Lori Swanson, Minnesota Attorney General

Prentiss Cox, Professor, University of Minnesota Law School, Chair of the Attorney General’s Predatory Lending Study Group

Amber Hawkins, Legal Aid Society

Testifying on the bills:

Scott Zemke, Director of Operations, Community Action Partnership of Suburban Hennepin County

Alton Bennett, ACORN Housing, National President

Joseph Ripplinger, citizen

Glarushia Davis, citizen

Edward Kivel, citizen
A handout was given to division members "Two Critical Questions".

Brad Lehto, Minnesota AFL-CIO

Jeff Crump, Associate Professor for University of Minnesota Center for Urban Regional Affairs

Joe Witt, CEO of Minnesota Bankers Association

Jeff Schwalen, President, Hiway Federal Credit Union

Curtis Loewe, Minnesota Lending Company

Chris Andryski, Owner of Minnesota Financial Solutions, LLC

Lisamarie Sanchez-Leadens, Brokers and Bankers School of America, Founder
Kim Quayson, Brokers and Bankers School of America, Co-Founder

Mark J. Hofstad, Mortgage Consultant, Hawthorne Mortgage Corporation

Keenan Raverty- President of Mortgage Association of Minnesota

Dolly Amaya, CEO, Real Financing and Investment Corp.

Dr. Morris Kleiner, PhD. Humphrey Institute University of Minnesota

David Skilbred - VP of Government Relations Independent Community Bankers of MN

Eldon Spencer, Legal counsel to Minnesota Association of Mortgage brokers.


Representative Davnie moved approval of HF1004 to pass and re-referred to the Commerce and Labor committee.

Representative Davnie moved amendment A07-0160.
The amendment was adopted.


Giving testimony regarding questions on the bill.
Ron Elwood, Legal Aid Society


Representative Davnie renewed his motion that HF1004 be recommended to pass as amended and is re-referred to Commerce and Labor committee.
The motion prevailed.



HF931 (Mullery) Predatory mortgage lending practices prohibited, and civil and criminal penalties imposed.


Representative Nelson moved HF 931 be recommended to pass and re-referred to the Commerce and Labor committee.
The motion prevailed.



The meeting adjourned at 12:07 A.M.



REP. JIM DAVNIE, CHAIR


Mary Elizabeth Faust
Committee Legislative Assistant
More Info On This Meeting..

HF215 (Rukavina) No-fault auto insurance benefit terminations and denials regulated.
HF387 (Clark) Predatory lending practices regulated, and remedies and criminal penalties provided.
HF931 (Mullery) Predatory mortgage lending practices prohibited, and civil and criminal penalties imposed.
HF1004 (Davnie) Predatory mortgage lending practices prohibited.

HF1748 (Atkins) has been removed from the agenda.